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10 Best Cash Envelope Wallets in 2022

The cash envelope system has helped many budgeters get their finances under control. Although e-envelopes are available, the best cash envelope wallets can be a powerful tool for those who are tech-resistant. 

Being able to see and feel your cash can help you better think through your purchases. It may give you pause when you pull $20 out of your wallet, helping you to save instead of splurge. 

If cash is still king in your world, check out these cash envelope wallets that were created specifically to help you with your budget. 

Top Cash Envelope Wallets

These top-rated cash envelope system wallets offer a variety of different features that can help you as you work to manage your income and spending. 

Although they have similarities, each one has features that can help you personalize your budget management in a way that works best for you. 

1. Rnairni Cash Envelope Wallet


Rnairni Cash Envelope Wallet

  • ①【2022 CASH ENVELOPE NOTEBOOK WALLET】Finally, Budget envelope wallets receive the most important…
  • ② 【YEAR-ROUND PLANNING】Budget Journal starts with 14 pages for writing your monthly budget strategy…

The Rnairni Cash Envelope Wallet is stylish and offers excellent features to help you protect your finances while following your budget. It comes in two colors.

This wallet provides RFID blocking to protect your credit cards from criminals with RFID scanners. 

It comes with 12 budget envelopes, 12 budget sheets, sticker labels, a ruler, a calendar and a quick start guide to help you create a budget that actually works

This product is large enough to hold most smartphones, your passport and your checkbook. It even comes with a removable wrist strap for easy carrying. 

Plus, it has a marker and a binder clip for easy envelope storage. It also has two ID pockets with windows for ease and convenience.

Refills and additional envelopes are available on Amazon. 

Key Features:

  • Dimensions: 9.02” x 5.16” x 3.50”
  • RFID protection
  • Store your budget plan, notes and calendar in one place
  • Dividers and labels for detailed organization
  • Year-round and monthly planning


  • Wide variety of accessories
  • Spacious for extra storage
  • 90-day money-back guarantee


  • Limited color options
  • Some quality complaints

2. Three Way Cut


Three Way Cut Cash Envelope Wallet

  • Effortless saving and budgeting is possible with the cash envelope wallet, all-in-one budgeting system….
  • Stylish pu leather wallet provides you with loads of storage options, which allows you to carry and…

The Three Way Cut Cash Envelope is an all-in-one budget system that comes in seven colors to match your style preferences.

This wallet has RFID blocking. It comes with 12 tabbed cash envelopes, 12 monthly budget cards and a complete money organizer set, including a yearly budget planner.

Use the monthly budget planner sheets to track monthly spending and stay within your budget. These worksheets are made of a non-glossy material to help avoid ink smudges.

Each budget worksheet can help you track spending for a particular spending category, making it easy to get an at-a-glance view of specific budget categories. 

This wallet’s envelopes are laminated for extra protection. Plus, it has spaces for your cash, credit cards, IDs, coins and more. 

In addition, the wide openings on the cash envelopes make it easy to get money in and out of the envelopes while still holding your money securely in place.

Better yet, the affordable price helps keep this wallet within more people’s budgets. 

Key Features:

  • Dimensions: 9.29” x 5.83” x 1.65”
  • Made from PU leather
  • Tabbed design for better organization
  • RFID blocking


  • Laminated envelopes
  • Variety of color choices
  • Plenty of storage space


  • Price varies by color
  • Some quality complaints

3. Saveyon Cash Envelope Wallet

SAVEYON Cash Envelope Wallet

  • ✅ Stay on Track with Your Finances – The Saveyon Budget Wallet with Cash Envelopes System was specially…
  • 🛡️ Always Protected & Secure – We added RFID blocking to our cash envelope wallet so you never have…

The Saveyon budget planner organizer wallet is an attractive cash envelope wallet with coordinating colors for the envelopes and other personal finance tools. 

One feature this cash envelope wallet has that others don’t is that purchasing it gives you access to Saveyon’s free printable library.

The library offers numerous free budget printables that can help you budget in style. There are savings tracker printables, password worksheets and more.

This RFID blocking wallet has monthly calendar printouts, and it comes with velcro dots to help keep your cash envelopes securely closed. 

Like some of the other wallets mentioned here, this cash envelope wallet only comes in black. It has a wristlet strap for easy transport as you do your shopping. 

The ring binder helps keep your envelopes and budgeting sheets secure. Note that this particular cash envelope wallet doesn’t offer replacement envelopes.

Instead, you’ll need to use the free printables website when you need to replace envelopes or refill budget worksheets. 

Key Features:

  • Dimensions: 8.8” x 5” x 1.75”
  • Includes to-do list worksheets
  • Envelopes are water resistant
  • RFID blocking


  • Free printable refillables
  • Secure envelope closing
  • Satisfaction guarantee

4. Soligt All-in-One


SOLIGT All-in-One Cash Envelope Wallet

  • Value package – The Envelope Budgeting System includes 1 stylish wallet with 12 envelopes, 12 budget…
  • Simple yet elegant – Our wallet is made of quality PU leather with a smooth zipper closure and offers…

The Soligt All-in-One Cash Envelope Wallet is among the most affordable cash envelope wallets on our list.

Although it lacks color options, this wallet features sharp, clean designs. Each black and white envelope has a different design and is constructed from laminated paper.

There is a binder feature to hold your envelopes and the 12 budget sheets the wallet includes. 

The wallet has plenty of room for cards, coins and cash. However, there is no ID window slot.

Also, the pictures show that the cash envelopes open on the short end and not the long end. However, customer comments say they open on the long side. 

Additionally, instead of tabs or labels, each envelope included with this wallet has a spot where you can write your spending category with a wet erase marker or permanent marker.

Furthermore, the web page listed at the bottom of the budget sheets offers free refill printables. 

Key Features:

  • Dimensions: 5” x 5” x .07”
  • Simple and budget-friendly
  • Made from PU leather


  • Compact
  • Affordable
  • Easy to use
  • Satisfaction guarantee


  • Lacks features
  • Only offers two colors

5. AnconKton All-in-One Leather

AnconKton All in One

  • 【THE REAL DEAL】 – The cash budgeting has never been this super easy before. The all in one…
  • 【UPGRADE YOUR STYLE】 – The cash envelopes wallet made with imported quality leather with smooth…

The AnconKton All-in-One Leather Cash Envelopes Wallet is made out of real leather. This can be appealing due to a lack of chemical smell that can come with some of the PU leather wallets.

Although the wallet lacks a window for an ID, it does have space for cards, cash and coins. It comes in four different colors but does not have RFID blocking technology. 

As with the Soligt wallet, the photos for this wallet show the envelopes opening on the short end and not the long end.

The envelopes are laminated and come with stickers you can add. These let you label each envelope with the correct category of spending. 

A six-ring binder is included, as well as a pen and budget sheets. The two-sided budget sheets let you track all of your spending data. 

In addition, this wallet is described as water-resistant.

Key Features:

  • Dimensions: 8.27” x 4.92” x 0.98”
  • Made from real leather
  • Durable, scratch-resistant real leather design
  • Water-resistant


  • Spacious
  • Dual-sided budget sheets
  • Four color options


  • No ID window card holder
  • Lacks RFID blocking

6. Frienda Cash Envelope Wallet


Frienda Cash Envelope Wallet

  • Practical combination: package includes 1 piece of cash envelope wallet, 8 pieces of cash dividers, and 2…
  • Cash wallet: the cash envelope wallet is about 7 x 3.5 inches, made of reliable PU leather material,…

The 11-piece cash envelope wallet by Frienda is the lowest-priced wallet on our list. If you’re interested in getting the most affordable wallet, this is it.

However, at this price point, there are sacrifices made when it comes to the features. For example, the envelopes aren’t actual envelopes. Instead, they’re clear pockets with labels you can attach and name as you’d like. 

The tabs for the pockets are misaligned for easy reading and organization. Simply add the stickers to the tabs and name them appropriately. 

All stickers are pre-named but cover pretty much any expense category you could think of. 

This wallet comes in a total of eight colors, including black. It’s made of PU, stain-resistant, waterproof leather. 

One nice thing about this wallet’s design is that it is easy to use. You simply unsnap the wallet from the long end and pull out cash from one of your tabbed pockets. 

While there are no spaces for ID, extra cash or coins, you can choose between eight color options to match your style.

Key Features:

  • Dimensions: 7” x 3.5” x 0.55”
  • Made from PU leather
  • Tabbed pockets as opposed to actual envelopes
  • One purpose design meant only for holding your cash


  • Eight color options
  • Pre-made labels for tabs
  • Simple, focused design
  • Affordable


  • Not spacious
  • Lacks extra features

7. IAmNard24 All-in-One

IAmNard24 All-in-One Cash Envelope System Wallet

  • 👍BUDGETING MADE EASY & FUN :How can I get rid of my debt? Just start by buying this cash budget…
  • 👍GREAT VALUE SET: The envelope budget system includes: a stylish solid color wallet with 12 envelopes,…

The IAmNard24 All-in-One Cash Envelope System Wallet comes in black. It is made of high-quality PU leather.

This wallet has 12 card/ID spaces (including ID windows) and spaces for coupons, bills, cash and coins.

It comes with 12 budget sheets and 12 cash envelopes that open on the short end. Plus, the description says the wallet is both waterproof and moisture-proof. 

In addition, the envelopes are made with a laminated, durable finish that is waterproof. 

There are labels included with the envelopes for easy categorization to help you avoid common budgeting mistakes.

Some reviewers did note problems with the zipper, while others were happy with the durability of the zipper. 

Additionally, the roomy design was a favorite of verified purchasers. 

Key Features:

  • Dimensions: 8.3” x 5.1” x 1.2”
  • Made from PU leather
  • Practical, simple design
  • Durable finish


  • Spacious
  • Value priced
  • Satisfaction guarantee


  • No refills available
  • Comes in one color

8. With You All-in-One

WithYou All-in-One Cash Budget Envelope System Wallet

  • ✔️ EVERYTHING YOU NEED TO START YOUR DEBT FREE JOURNEY – Each cash envelope system includes a cute…
  • ✔️ BUDGET IN STYLE – This cash envelope system wallet has a beautiful modern and elegant design….

The With You All-in-One Cash Budget Envelope System Wallet comes in powder blue. It has both a wrist strap and a long strap so that you can wear it like a crossbody bag if you’d like.

Better yet, the straps are removable for when you want to carry it like a regular envelope system wallet.

This wallet comes with 12 spaces for cards, including two ID windows. There is space for coupons, receipts, additional cash and coins.

The set includes 12 laminated envelopes that fill from the long end, 12 sticker labels and 12 double-sided budget sheets.

It’s important to note that the manufacturer recommends using only eight of the envelopes at one time in this wallet.

This wallet is made of durable PU leather and has a magnetic closure as opposed to a zipper closure. It is value-priced for budget-conscious shoppers.

Key Features:

  • Dimensions: 8.3” x 4.7” x 1.6”
  • Made from PU leather
  • Magnetic closure
  • Purse-like design


  • Wristlet and crossbody strap
  • Dual-sided budget worksheets


  • Comes in one color
  • Limited space

9. All PLANETS Cash Envelopes Wallet

All PLANETS Cash Envelopes Wallet

  • ✅THE ULTIMATE CASH ENVELOPE SYSTEM: All planets budget planner is the right tool and the absolute best…
  • ✅ LIGHT-WEIGHT & SCRATCH RESISTANT WALLET: Our wallet is made of durable PU leather with a strong…

The All PLANETS Cash Envelopes Wallet is made of durable PU leather, is scratch-resistant and has a sturdy zipper.

From a design perspective, this wallet stands out from the crowd. It has a more gender-neutral design that would work for most potential buyers.

The 12 included envelopes open from the long side and come with velcro dot closures. They’re durable, waterproof and tear-resistant. 

This set also comes with 36 budget tracking sheets, labels and a pen. Additionally, the wallet has 12 easy-slide card holders and window slots for IDs.

There is plenty of space for bills, coupons and coins. 

Key Features:

  • Dimensions: 8.26” x 5.0” x 1.1” 
  • 36 budget tracker sheets
  • Made from PU leather


  • Durable construction
  • Unique, fun design


  • Pricier than other options
  • Comes in one color

10. Bella Taylor Cash System Wallet

Bella Taylor Cash System Wallet

  • BUDGET YOUR CASH: 8 envelope slots with customizable label inserts for your budget categories in a secure…
  • ORGANIZE YOUR CARDS: 6 card slots, 2 window ID slots, checkbook pocket, pen loop, and one extra pocket

The Bella Taylor Microfiber Wristlet Cash System Wallet is made of 100% cotton and has a different design than many of the other wallets we’ve mentioned here.

Instead of removable paper envelopes, this wallet has eight built-in cash compartments with attached, misaligned tabs.

There are customizable label inserts for the compartments so that you can organize your cash as needed.

In addition, this wallet comes with six card slots, two window ID slots, a pen and room for your checkbook. A wristlet strap is included for easy transport.

Although it is more expensive than the others mentioned here, this wallet is attractive, well organized and doesn’t come with the need for refillable envelopes and worksheets.

Key Features:

  • Dimensions: 7.6” x 4.25” x 1.4”
  • Made from cotton
  • Classic design 
  • Built-in compartments


  • Wristlet strap
  • Works as a regular wallet


  • Expensive
  • Comes in one color


The best cash envelope wallets are designed to help you avoid common budgeting mistakes, live within your means and get out of debt quickly. 

Living on cash can be a great way to get a solid perspective on money management. Using any of the cash wallets on this list can help you stay within your budget and reach your financial goals. 



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