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Titan offers an easy way for individuals to start investing in hedge-fund-like portfolios. What’s also great about this app is that you can start with small capital – $100. When it comes to fees, Titan is fair and affordable. It doesn’t charge you trading and withdrawal fees. Titan only charges advisory fee, which is a fixed $5 per month for deposits below $10,000 and 1% for deposits over $10,000.
Pros
- You only need $100 to get started
- It uses several investment strategies
- Deposits are instant and free
- You can access portfolio manager support
Cons
- Withdrawing money takes 4 days or more
- Equities and cryptocurrencies only
Jump to: Full Review
Compare to Other Investment Apps
Acorns
Invest your spare change in a diversified portfolio built by experts
Expect up to 7.5% annually returns with plans starting from $3 a month
Earn bonus investments from 350+ Acorns Earn partners
Fundrise
Invest in real estate properties with a $10 minimum initial investment
Historical annual return varies from 8.8% to 12.4% (2019 – 9.47%)
Low annual fees: advisory – 0.15%; management fee – 0.85%
What is Titan?
Titan is a US-based investment app launched in 2018. It aims to help individuals grow their capital at high return rates while understanding how their investments work.
The company behind this app, Titan Global Capital Management USA, Inc. is an SEC-registered investment adviser.
Since its launch, the app has helped over 50,000 clients and managed assets of over $750 million. It has claimed several awards including being one of the Top Fintech Companies in 2021 from CB Insights.
How Does Titan Work?
Titan makes investing easier for many people. Using its app, you can start with at least $100 capital. Signing up takes around two minutes because of its fast onboarding process. You also have the option to choose either retirement or a taxable account.
From there, you can fund your account by linking to a bank account or through a wire transfer.
Note that your money, unlike with hedge funds, goes into your own account to be managed by Titan.
To get the best from your capital, Titan invests them in their investment strategies. Currently, it has 4, with Flagship being its main strategy. Others are Opportunities, Offshore, and Crypto.
What’s good about Titan is that you don’t need to be an investment expert to get your money to work. Their job is to actively manage your capital, trading them into new positions for you.
However, it helps to learn about where your money goes. It’s why using the Titan app, you can get real-time updates and learn what’s driving your portfolio. It also doesn’t apply lock-up so when you’re ready to cash out your investment, you can easily do so.
Who is Titan Best for?
Titan is best for people looking to start investing in actively managed stock portfolios. It’s also ideal for those who look towards investment as a long-term financial plan.
Titan also invests your money in crypto, besides domestic and international stocks. In that case, you can also use this app if you’re more than familiar with cryptocurrency.
How Much You Can Earn with Titan?
According to its website, its strategies have the following annualized returns. However, Titan includes a disclosure as past performance doesn’t guarantee future results.
| Titan Strategy | Annual Return |
|---|---|
| Flagship | 15.8% |
| Opportunities | 24.0% |
| Offshore | -27.4% |
| Crypto | -4.5% |
Titan Fees: How Much Does it Cost to Invest with Titan?
As previously mentioned, you can start investing with Titan for as low as $100, through its Flagship strategy. However, there are other costs you need to consider when you use this app.
To start, you need to pay the advisory fee. If you deposited $10,000 or more into Titan, the annual advisory fee is 1% of your account balance. For deposits below $10,000, you have to pay a fixed $5 monthly advisory fee.
Fortunately, Titan doesn’t charge trading and withdrawal fees. Other operations, like paper statements, DTC deliveries, and IRA termination fee cost between $2 and $60.
Titan Features: What Does Titan Offer?
Hedge-Fund Type Portfolios
When you invest in Titan, it invests your money in its hedge-fund type portfolios.
Titan Flagship
This is Titan’s large capital growth strategy that identifies high-quality US companies. With this strategy, Titan invests your money in the top 15 to 25 domestic stocks.
Titan Opportunities
This strategy is Titan’s small to medium capital investment strategy. It determines companies starting their growth stories and has promising performance in the market.
Titan Offshore
As the name implies, this is Titan’s international investment strategy. With this, Titan invests your money in international stocks. It focuses on businesses in developing markets, such as China, Europe, and Latin America.
Titan Crypto
Titan also invests your money in cryptocurrencies, particularly in five to ten carefully selected coins. It looks for crypto assets that they see capable of providing long-term outstanding returns to investors.
Titan Requirements
To start investing through Titan, you need to meet the following requirements:
- Be at least 18 years old
- Have a Social Security Number
- Be a legal US resident with an address within the 50 states
- Be a US citizen, valid visa holder, or a green cardholder
Titan Payout Terms and Options?
Titan has no lockup policy, which means you can withdraw your money anytime you want. However, you can only withdraw $100 or more from your account balance. The process takes two to 4 business days.
There’s also a daily capping of $50,000, which means you can only withdraw up to that amount each day.
Titan Risks: is Titan Safe to Invest with?
Titan is a legit app where you can start investing. It’s also safe as it uses 256-bit encryption security. On top of that, your money is SIPC-insured, up to $500,000.
Having said that, there are also risks to investing with Titan. To start, it uses an active management strategy and places your money on specific stocks. This strategy can be highly risky in many cases.
Another thing to consider when choosing Titan is its crypto strategies. This is also a highly volatile market, making it a high-risk investment.
For sure, Titan considers these risks might be off-putting to new investors. As such, the company uses hedging, which basically protects your portfolio when it declines for an extended period. With this, Titan remains a safe platform to invest your money at.
How Does Titan Protect Your Money?
Your money is insured at the SPIC for up to $500,000. The company also uses hedging for portfolios experiencing extended downturns.
Titan Reviews: is Titan Legit?
Titan is a legit app you can use to start investing. It has an A+ rating at the Better Business Bureau or the BBB. The app also received a 4.6 average rating at the Apple App Store. Meanwhile, it only received 3.6 ratings at Google Play Store.
Looking over reviews of this app, customers complimented how it was able to help them start investing with a small amount. Others are impressed with Titan’s strategies, analyses, and investment angles.
On the other hand, some complaints came from users who suddenly found their accounts need verification. Few claimed their accounts were locked for no valid reason. As these were pressing issues, Titan informed them to reach out to support.
What are the Titan Pros & Cons?
Titan Pros
- You only need $100 to get started
- It uses several investment strategies
- Deposits are instant and free
- You can access portfolio manager support
Titan Cons
- Withdrawing your money can take up to 4 days or more
- You can only invest in equities and cryptocurrencies
How Good is Titan Support and Knowledge Base?
Titan offers an extensive library of knowledge base articles about using their platform. They also provide helpful articles for those looking to learn more about investing in general.
The website also has an ever-present chatbot so you can instantly get answers. In case none of the resources on the website address your concern, you can contact their support through support@titan.com.
Titan Review Verdict: is Titan Worth it?
Titan offers an easy way for individuals to start investing in hedge-fund-like portfolios. What’s also great about this app is that you can start with small capital – $100. Thus, it’s worth it for those who have never tried investing before.
When it comes to fees, Titan is fair and affordable. It doesn’t charge you trading and withdrawal fees. Titan only charges advisory fee, which is a fixed $5 per month for deposits below $10,000 and 1% for deposits over $10,000.
With the Titan app, you don’t need fancy computers to monitor your money. It also affords you the option to check your investments, anytime and anywhere.
How to Sign Up with Titan?
You can sign up to Titan through the app or website. To start, you’ll need to provide your first and last names, and your email address. Then, you’ll need to set up a password.
If you started signing up through the website, you’ll need to download the app to proceed. Then, on your next steps, Titan will ask you for the following information:
- Date of birth
- Social Security Number
- Home address
- Phone number
- Employment status
Sites Like Titan
If, for any reason, you think that Titan is not the best option for you, check out some of the best Titan alternatives below:
Titan vs. Acorns
Acorns Summary
- Low account fees from just $3 per month
- Get $5 in your account for referrals
- Low minimum starting investment amount
- High average return on investments of 7.5%
Acorns is an excellent alternative to Titan in terms of target market. Both offer low to zero starting capital. These are also ideal for beginner investors.
But with Acorns, users can allow it to automatically invest spare change from their debit and credit card purchases. Compared to Titan, Acorns invests its users’ money towards ETFs.
Titan vs. Fundrise
Fundrise Summary
- Low minimum starting investment of $10
- High historical returns of 8.8% to 12.4%
- 0.15% advisory 0.85% management fees
- Diverse portfolios of up to 16 investments
Investments are legit, albeit long-term, ways to save and grow your money. Both Titan and Fundrise offer these options but they differ significantly on where you invest.
Titan has stock portfolios and cryptocurrencies. Meanwhile, Fundrise is a place to buy rental property. For as little as $500, you can be a part-owner of apartments, commercial developments, or other real estate projects.
Titan vs. Public App
Public App Summary
- Invest in stocks, ETFs, and crypto
- $0 commission fees for any stock trades
- Over 100 articles to learn about investing
- Low 1-2% commission for crypto trades
Similar to Titan, Public also offers a way for new investors to put their money on stocks and crypto. Additionally, users can invest in ETFs using this app.
However, this app is ideal for those looking to actively manage their own portfolios. This is unlike Titan where investment experts can do it for you. As such, Public can be risky for new investors.
Other Sites Like Titan
Titan FAQ
What is the Titan app for?
The Titan app is for investors looking for actively managed stock portfolios.
Who owns the Titan app?
Clayton Gardener is the current co-CEO and co-founder of Titan.
Is Titan good investing?
Titan is good for investing as you can just sit back and let the professionals manage your portfolio.
Can you withdraw money from Titan?
Absolutely! You can withdraw your money through your Account settings. Liquidation typically takes one to two business days, then another two to 4 days for the money to go into your bank account.
Is Titan FDIC insured?
Since Titan is an investment company, SPIC, not FDIC, insures it.
