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1 Information from the United States Courts’ Bankruptcy as of November 15, 2023: https://www.uscourts.gov/services-forms/bankruptcy
2 Information from the U.S. Department of Justice’s Means Testing as of November 15, 2023: https://www.justice.gov/ust/means-testing
3 Information from the United States Courts’ Discharge in Bankruptcy – Bankruptcy Basics as of November 15, 2023: https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/discharge-bankruptcy-bankruptcy-basics
4 Information from Federal Student Aid’s Discharge in Bankruptcy as of November 15, 2023: https://studentaid.gov/manage-loans/forgiveness-cancellation/bankruptcy
5 Information from the United States Courts’ Automatic Stay, What Is It and Does It Protect a Debtor From All Creditors as of November 15, 2023: cacb.uscourts.gov/faq/automatic-stay-what-it-and-does-it-protect-debtor-all-creditors
6 Information from myFICO’s Chapter 7 & 13: How long will negative information remain on my credit report? as of November 15, 2023: https://www.myfico.com/credit-education/faq/negative-reasons/how-long-negative-information-remain-on-credit-report
7 Information from the United States Courts’ Bankruptcy Court Miscellaneous Fee Schedule as of November 15, 2023: https://www.uscourts.gov/services-forms/fees/bankruptcy-court-miscellaneous-fee-schedule
8 Information from the Legal Information Institute’s 11 U.S. Code § 522 – Exemptions as of November 15, 2023: https://www.law.cornell.edu/uscode/text/11/522
9 Information from Nolo’s Bankruptcy Exemptions by State as of November 15, 2023: https://www.nolo.com/legal-encyclopedia/bankruptcy-exemptions-state
10 Information from the U.S. Trustee Program’s Credit Counseling & Debtor Education Information as of November 15, 2023: https://www.justice.gov/ust/credit-counseling-debtor-education-information
11 Information from the United States Courts’ Voluntary Petition for Individuals Filing for Bankruptcy as of November 15, 2023: https://www.uscourts.gov/forms/individual-debtors/voluntary-petition-individuals-filing-bankruptcy
12 Information from the United States Courts’ Chapter 7 – Bankruptcy Basics as of November 15, 2023: https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics
13 Information from the United States Courts’ Chapter 13 – Bankruptcy Basics as of November 15, 2023: https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics
14 Information from the United States Courts’ Chapter 9 – Bankruptcy Basics as of November 15, 2023: https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-9-bankruptcy-basics
15 Information from the United States Courts’ Chapter 11 – Bankruptcy Basics as of November 15, 2023: https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-11-bankruptcy-basics
16 Information from the United States Courts’ Chapter 12 – Bankruptcy Basics as of November 15, 2023: https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-12-bankruptcy-basics
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