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How to Avoid Monthly Maintenance Fees in 2022


Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

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Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank and Stride Bank N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

¹ https://www.bankofamerica.com/deposits/account-fees/ “Advantage SafeBalance Banking Checking Account, Advantage Savings Account”

² https://www.chase.com/personal/checking/total-checking
https://www.chase.com/personal/savings/savings-account

³ https://www.usbank.com/bank-accounts/savings-accounts/standard-savings-account.html
https://www.usbank.com/bank-accounts/checking-accounts.html “Easy Checking Account”

⁴ https://www.td.com/us/en/personal-banking/savings-accounts/simple/
https://www.td.com/us/en/personal-banking/checking-accounts/simple_b/

⁵ https://online.citi.com/US/ag/banking/citi-savings
https://online.citi.com/US/banking/checking/citi.action?ID=basic-banking-account

⁶ https://www.wellsfargo.com/checking/everyday/
https://www.wellsfargo.com/savings-cds/ “Ways2Save Savings Account”

⁷https://www.pnc.com/en/personal-banking/banking/savings/standard-savings.html
https://www.pnc.com/en/personal-banking/virtual-wallet-overview.html “Virtual Wallet”

8 Out-of-network ATM withdrawal fees apply except at MoneyPass ATMs in a 7-Eleven location or any Allpoint or Visa Plus Alliance ATM. Other fees such as third-party and cash deposit fees may apply.

9 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

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