Wednesday, March 13, 2024
HomeBankWhat is ChexSystems? A Complete Guide

What is ChexSystems? A Complete Guide


Chime® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties’ privacy or security practices.

Third-party trademarks referenced for informational purposes only; no endorsements implied.

Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

¹ Information from ChexSystems’ “Frequently Asked Questions” as of March 1, 2024: https://www.chexsystems.com/answers-to-frequently-asked-questions

² Information from Cosumer Financial Protection Bureau’s “ChexSystems” as of March 1, 2024: https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/consumer-reporting-companies/companies-list/chex-systems

³ Information from ChexSystems’ “Home Page” as of March 1, 2024: https://www.chexsystems.com/

⁴ Information from ChexSystems’ “Request Consumer Score Reports” as of March 1, 2024: https://www.chexsystems.com/request-reports/consumer-score

⁵ Information from ChexSystems’ “Dispute Page” as of March 6, 2024: https://www.chexsystems.com/dispute

⁶ Information from ChexSystems’ “Dispute Page” as of March 6, 2024: https://www.chexsystems.com/dispute

⁷ Information from Consumer Financial Protection Bureau’s “What Type of Fees Do Prepaid Cards Typically Charge?” as of March 1, 2024: https://www.consumerfinance.gov/ask-cfpb/what-types-of-fees-do-prepaid-cards-typically-charge-en-2053/

⁸ Information from ChexSystems’ “Frequently Asked Questions” as of March 6, 2024: https://www.chexsystems.com/answers-to-frequently-asked-questions

⁹ Information from ChexSystems’ “Security Freeze Information” as of March 6, 2024: https://www.chexsystems.com/security-freeze/information

Address: 101 California Street, Floor 5, San Francisco, CA 94111, United States.

No customer support available at HQ. Customer support details available on the website.

© 2013-2024 Chime Financial, Inc. All rights reserved.

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